California Private & Hard Money

Equity-Based Loans on Real Estate in California

Flexible, equity-focused financing for California real estate when conventional lending isn’t the right fit.

California Private Money Lending

Triple Crown Funding, Inc. works with our established network of investors to fund equity-based Private Money and Hard Money loans on real estate in California. Our loans are designed for borrowers who can’t qualify for bank financing or who need a quick closing. Our lending decisions are based on the collateral rather than the borrower. We lend on both residential and commercial properties and offer 1st and 2nd position loans from $50,000 and up with minimal paperwork and quick closings. We work directly with borrowers, loan brokers, and trust deed investors.

Why Triple Crown Funding?

Less Paperwork

Streamlined documentation focused on the deal and collateral — not unnecessary red tape.

Flexible Underwriting

Common-sense lending with solutions for unique properties and situations.

Quick Funding

Fast decisions and quick closings when timing matters.

California Private Money & Hard Money Lender

Californians choose Triple Crown Funding for quick funding on private money loans. See our tailored solutions for borrowers, brokers and investors.

Borrowers

Brokers

Investors

True Private Capital.
Common-Sense Underwriting.

Triple Crown Funding works with private capital rather than rigid institutional lending programs. We evaluate the overall transaction, property and equity to structure loans that make sense—even when a conventional lender says no.

View All Loan Programs

General Lending Guidelines

California real estate

Residential & commercial properties

1st and 2nd trust deeds

Generally up to 65% LTV / CLTV

Loans from $50,000 to $10,000,000

Fast closings available

Owner-occupied loans available for business purpose

Flexible documentation based on the scenario

People Love Us on Yelp! and Google

Angie T - Yelp,Carlsbad, San Diego, CA

Excellent service! I refinanced my home loan in record time. Fred Bohman explained the process very well and was always available to answer my questions. He even called me while he was on vacation. I wasn’t sure how this could all be done in the new COVID world, but Fred made it easy. I highly recommend Triple Crown Funding and Fred Bohman.

Angie T - Yelp,Carlsbad, San Diego, CA
Terry B - Yelp,Culver City, CA

Fred understood my need for a very quick loan and he worked hard to get everything done in time, including arranging with another party to get a crucial deadline extended. I was very new to this process and he also helped me by going through documents and making sure I understood what I was signing. I feel very fortunate to have found Triple Crown Funding!

Terry B - Yelp,Culver City, CA
Joanne O - Yelp,Los Angeles, CA

Do you want the best rates ever? Do you want to work with someone who gives you a VIP experience? Use Fred! I’ve previously worked with a big bank for a home loan and it was horrible- they were never around to answer my calls and took days to respond to emails. Communication is key and Fred was excellent at giving me updates and walking me through the whole process. I definitely recommend.

Joanne O - Yelp,Los Angeles, CA
Greg Shagam - Google

Mr. Bowman was professional, knowledgeable and proficient in preparing my mortgage for my new home. He was very helpful, communicated excellently and provided stellar service by genuinely careing about his clients, their time and interests. I would highly recommend him to family and friends.

Greg Shagam - Google
Hampus Hedlund - Google

I was very happy to find Fred at TCF for my mortgage. TCF gave me a very competitive rate when shopping for a loan and Fred was very easy to communicate with. As first time home buyers, it was very valuable to have Fred available to help us in the process. Fred was able to fully answer any questions we had and took care of everything in a timely manner, he was very good at replying and was never hard to get a hold of. I would strongly recommend Fred to anyone looking for a mortgage. Experienced, friendly, professional, overall a very good experience dealing with Fred and TCF.

Hampus Hedlund - Google
Matt Oka - Google

Fred helped me get through a complex deal including seller carry back. A+

Matt Oka - Google
Michael King - Google

Fred was great to work with. Does what he says and closes efficiently and on time. Definitely will work with him again and will also refer him.

Michael King - Google
Dimitri Gruer - Google

Fred is an amazing lender to work with. Any type of loan process can have its delays and issues, but Fred went the extra-mile to keep me informed and made sure my loan was completed as efficiently as possible. I am 100% satisfied with his service.

Dimitri Gruer - Google
Rick V - Yelp

I just closed my refinancing loan, I am extremely grateful and happy with this company. Fred was amazing, I had been shopping around trying to refinance and multiple companies told me they couldn’t help me at all. I spent a lot of time and even money out of pocket before finally finding someone who was willing to help me. He was very very communicative and was easy to get a hold of. He walked me and explained every step. Overall I’m happy I went with Fred and will definitely be recommending him.

Rick V - Yelp
Sherri P - Yelp

Fred Bohman was very helpful, kept us updated through out the process. We are very happy with the excellent service. Thank you!

Sherri P - Yelp